Consumer

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Identity Theft

Identity Theft is the largest consumer complaint filed with the Federal Trade Commission (FTC) every year.

Consumer

Foreclosure

What is Foreclosure? Foreclosure means your creditor is trying to take your house and sell it to collect the money you owe. This happens when you get behind on your payments.

Consumer

Exempt Property

What Does Exempt Property Mean? Property that is protected and cannot be taken by your creditors to pay off a judgment for debt.

Consumer

Debt Collection

What rights do I have when collectors call? You have rights, even if you owe money. Many of your rights depend upon who is trying to collect the debt.

Consumer

Credit Reports

What is a credit report?

Consumer

Bankruptcy

Bankruptcy is a legal proceeding in federal court in which a person with debts (called the debtor) can be freed or “discharged” from most of the debts.

Consumer

Our Partners

Utah Legal Services is a Legal Services Corporation (LSC) grantee. We are required to notify donors that our funds may not be used in any manner inconsistent with the Legal Services Corporation Act or Section 504 of Public Law 104-134.