Bankruptcy is a legal pro­ceed­ing in federal court in which a person with debts (called the debtor) can be freed or “discharged” from most of the debts. There are different chapters or types of bankruptcy.  Two types of bankruptcy are Chapter 7 and Chapter 13.  If a debtor files for Chapter 13 bankruptcy, the debtor will be able to work out a repayment plan with their creditors.  If a debtor files for Chapter 7 bankruptcy, they will get some debts discharged. 

How do I file for Chapter 7 Bankruptcy?

You can find the forms and additional information on the U.S. Bankruptcy Court website at


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