Bankruptcy is a legal proceeding in federal court in which a person with debts (called the debtor) can be freed or “discharged” from most of the debts. There are different chapters or types of bankruptcy. Two types of bankruptcy are Chapter 7 and Chapter 13. If a debtor files for Chapter 13 bankruptcy, the debtor will be able to work out a repayment plan with their creditors. If a debtor files for Chapter 7 bankruptcy, they will get some debts discharged.
How do I file for Chapter 7 Bankruptcy?
You can find the forms and additional information on the U.S. Bankruptcy Court website at https://www.utb.uscourts.gov