These Questions & Answers should be of help to you if you are having problems with your credit or creditors.  Please read all the Questions and Answers carefully.  They should inform you and hopefully save you time and possibly money.

Below is a list of the most frequently asked questions about collections:

• What rights do I have when collectors call?
• What are my rights when the caller is not a collection agency?
• How do I verify that I owe the debt?
• When may collectors call about a debt?
• May collectors contact other people about my debt?
• How do I stop a collector from calling me?
• Where can I get more help on collection matters?

Click here, to read all the questions and answers about collections.